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A child’s injury case is never simple, and it’s never just a smaller version of an adult claim. Washington law handles these cases differently for a reason: a child’s recovery affects not just today, but every year that follows.
When a business, driver, or property owner causes harm, their insurance company moves fast. Adjusters and defense lawyers are trained to close cases quickly and cheaply. That first settlement offer may sound helpful, but it rarely reflects the full cost of medical care, emotional recovery, or the lasting impact on your child’s growth and future opportunities.
You don’t have to take that risk or handle it alone. At Narwal Injury Law, we take on the legal and administrative burden so you can focus entirely on your family. We gather medical evidence, calculate long-term needs, and negotiate for compensation that truly reflects your child’s future.
If you’re worried about what comes next, call (425) 474-2714 for a free, confidential consultation with a Redmond child injury lawyer. We’ll explain your options and help you take the next step with clarity and confidence.
Gurjot Narwal, Redmond Child Injury Lawyer
Our founding attorney, Gurjot “Gurj” Narwal, spent years as an Assistant State Attorney General and an Assistant Seattle City Attorney. He was in the trenches, handling complex cases and learning how large organizations and government bodies operate from the inside.
This background gives our team a distinct advantage: we intimately understand the playbook of the other side. We anticipate their moves, counter their arguments, and know how to build a case that stands up to scrutiny, whether at the negotiating table or in front of a jury.
When you work with our team, you get a clear, straightforward process:
Our office is located at 7981 168th Avenue NE, Suite 110, Redmond, WA 98052, just a short drive from the Redmond Town Center.
We are familiar with the local court system, the schools, and the specific parks and intersections where these incidents regrettably happen. This local knowledge is a powerful asset when building your case.
The goal of a legal claim is to provide the financial resources your child needs for a complete recovery and to account for what was taken from them. Washington law allows for the recovery of damages, which fall into two main categories.
This is compensation for every verifiable financial loss tied to the injury. Our first job is to meticulously document every single expense. This includes:
These damages address the non-financial ways the injury has rewritten your child’s life. They are more personal but just as real. They include:
Washington follows a rule called “pure comparative fault.” This rule means that any compensation award is reduced by the percentage of fault assigned to the injured person.
Insurance companies sometimes try to argue that a child was partially responsible for their own injury to reduce what they have to pay. Our role is to build a case that shuts down these arguments and demonstrates the other party’s full responsibility, preventing any blame from being unjustly shifted to your child.
The legal system recognizes that children are not just small adults, and their claims require a much different approach for several key reasons.
For an adult, calculating future lost wages is relatively straightforward; you can look at their job, education, and earning history. But how do you calculate the lost future income of a 10-year-old? What career path was she going to take? What was his earning potential?
We work with vocational experts and economists who analyze factors like the parents’ education and careers, the child’s academic performance, and statistical data to project a future that was taken away. This is a detailed, evidence-based process necessary to show the full extent of the financial loss over a lifetime.
The same goes for future medical care—we consult with life care planners to create a comprehensive, long-term projection of all medical needs.
The law doesn’t expect a five-year-old to have the same judgment or awareness of danger as an adult. Legally, the “standard of care” is adjusted for a child’s age and developmental stage.
This means that what might be considered “contributory negligence” for an adult may not apply to a child. We ensure the court and the insurance companies respect this distinction and don’t hold a child to an unfair standard.
In Washington, a parent cannot simply accept a settlement offer on behalf of their child and walk away. Every settlement for a minor must be formally approved by a judge to ensure it is fair and truly in the child’s best interests. This is a safeguard built into the system to protect children, and it’s a process we manage from start to finish.
The court-approval process is the single biggest difference between child and adult injury claims in Washington. It adds a layer of protection and procedure that is designed entirely to safeguard your child’s future.
Here is what that process looks like.
An injury can happen anywhere, but certain locations in and around Redmond present known risks for children.
According to the Washington State Department of Health, unintentional injuries are the leading cause of death for children and teens in our state. And while overall collisions have decreased, King County traffic data from one recent year shows there were still 518 injury collisions and 20 involving pedestrians on county-maintained roads. Roads like Redmond Way and Avondale Road frequently have a high volume of traffic, increasing the risk for everyone, especially child passengers and pedestrians.
A child injury claim arises when another person’s or company’s carelessness, known in legal terms as negligence, causes harm. This means they failed to act with reasonable care, and that failure led directly to your child’s injury. Our practice is equipped to handle a wide range of these cases.
For most personal injury claims, an adult has three years from the injury date to file a lawsuit. For a minor, however, Washington law pauses this deadline until the child’s 18th birthday. This generally means they have until their 21st birthday to file a claim. However, acting sooner is always better, as evidence can be lost and memories can fade.
It depends on the child’s age and maturity. Washington law recognizes that a very young child is incapable of negligence. For older children, their ability to understand risk is evaluated based on their age and development. Any attempt by an insurance company to unfairly blame a child is something we would aggressively fight.
This is a common and understandable concern. The claim is made against the friend’s homeowner’s insurance policy, not against them personally. This is precisely why people carry liability insurance: to cover accidents and injuries that happen on their property. The process is handled between their insurer and us, protecting your personal relationship.
Claims against government entities operate under a completely different set of rules and have much shorter deadlines. Before you can file a lawsuit, you must file a specific “tort claim form.” After filing, you must wait 60 days before a lawsuit can be started. Because of these strict procedural requirements, it is critical to contact an attorney right away in these situations.
The vast majority of personal injury cases, more than 95%, are settled out of court. Our goal is always to secure a full and fair settlement for your child without ever having to step inside a courtroom.
However, we prepare every case as if it will go to trial. This meticulous preparation is what puts us in the strongest possible position to negotiate and shows the insurance company we are ready to fight if their offer is not fair.
As a parent, your jobs right now are to be a caregiver, a source of comfort, and your child’s biggest advocate. You do not have to be a legal strategist, too. That’s our job.
You have a right to hold the responsible party accountable for the future they jeopardized. Don’t let an insurance adjuster decide what your child’s future is worth.
The next step is just a conversation. Let us answer your questions and lay out a clear plan. Call a Redmond personal injury lawyer at Narwal Injury Law today for a free, no-pressure consultation about your family’s options. Let’s move forward, together.
Call us now at (425) 474-2714.
(425) 842-8888
(360)-859-8413
(425) 842-8888