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If a driver’s carelessness left you injured in a bicycle accident, Washington State law gives you the right to seek compensation. But having a right and getting a fair outcome are two different things.
The path to recovery is cluttered with insurance paperwork, unforgiving legal deadlines, and arguments over who was really at fault. While you’re trying to heal, you can be sure the other party’s insurance company has already started building its case. Its primary responsibility is to its shareholders, which means it must balance paying legitimate claims with protecting its profits.
This creates an immediate conflict of interest.
You need an advocate whose only interest is you. At Narwal Injury Law, we have years of experience holding negligent drivers and their insurers accountable. We manage the entire legal process so you can focus on your health.
If you have questions, we have answers. The first step is a simple phone call to (425) 474-2714 to speak with a Redmond bicycle accident lawyer.
Gurjot Narwal, Redmond Bicycle Accident Lawyer
Before founding our firm, attorney Gurj Narwal spent years as an Assistant State Attorney General and an Assistant Seattle City Attorney. This was a decade spent learning how large institutions and government bodies handle injury claims from the inside.
This background provides a distinct advantage, especially when your case involves public roads, government vehicles, or complex insurance disputes. He anticipates the other side’s arguments because he used to make them.
We are a personal injury firm. That’s it. We don’t dabble in other areas of law. This focus on bicycle accidents, car crashes, and pedestrian incidents gives us a deep understanding of how insurance companies value and contest claims.
We see the patterns in their strategies and know how to build a case that breaks through their skepticism. We concentrate on the human story behind every file number, presenting a compelling picture of how your life has been disrupted.
Our office is located at 7981 168th Avenue NE, Suite 110, Redmond, WA 98052, a short drive from the Microsoft campus and easily accessible from SR 520. Being physically present in Redmond means we are deeply familiar with the local court system and the very roads and intersections where these accidents frequently occur.
The goal of a personal injury claim is to provide the financial resources to cover every loss the accident inflicted. To figure out a claim’s true value, we calculate all your losses, which fall into two primary categories.
These are the concrete, verifiable losses backed by receipts, invoices, and pay stubs. They are everything you have paid for, or will have to pay for, because of the collision.
These losses are harder to quantify but are just as real. They compensate you for the personal, intangible harm that doesn’t come with a price tag but rewrites every aspect of life.
Washington follows a legal rule called “pure comparative fault.” Think of responsibility for an accident as a pie chart. If a jury decides the other driver was 80% at fault, but you were 20% to blame (perhaps for not signaling a turn), you can still recover 80% of your total damages. Even a person found 99% responsible can seek compensation for the 1% of fault attributed to others.
Insurance adjusters know this rule well and frequently try to shift as much blame as possible onto the cyclist to reduce their payout. Our job is to use accident scene evidence, witness statements, and expert analysis to build a factual counter-narrative and protect you from unfair accusations.
Redmond proudly calls itself the “Bicycle Capital of the Northwest,” but some areas remain hazardous for cyclists. Accidents tend to cluster in specific locations where road design, traffic volume, and driver behavior create a recipe for danger.
Certain accident patterns appear again and again, and they frequently produce specific, life-altering injuries.
This is one of the most common questions we hear, and the answer surprises many people: yes, it very likely does.
If you have a Washington auto insurance policy, your Personal Injury Protection (PIP) coverage can be your first line of financial defense after a bike accident.
PIP is a type of “no-fault” insurance, which means you can use it to pay for immediate expenses regardless of who caused the accident. In Washington, your PIP coverage follows you, not just your car. If you are injured by a motor vehicle while riding your bike, you can file a claim under your own auto insurance policy. Insurers are required to offer PIP, and you are assumed to have it unless you rejected it in writing.
PIP benefits typically cover:
Using your PIP coverage does not prevent you from filing a claim against the at-fault driver. It is a resource designed to provide immediate relief while the larger liability claim is being investigated.
What to Watch Out ForOur role is to become the barrier between you and the insurer. We handle all communications, submit the required documentation, and shield you from tactics designed to weaken your case. This lets you focus entirely on your recovery.
While we manage the legal heavy lifting, there are several things you can do to help document the full impact of the accident and support your case.
Generally, you have three years from the date of the accident to file a lawsuit under Washington’s statute of limitations. However, certain exceptions can shorten this deadline, particularly if a government entity is involved, so it is best to consult a lawyer promptly.
You may still recover compensation through your own auto insurance policy if you have Uninsured/Underinsured Motorist (UIM) coverage. This coverage is designed specifically for this scenario, stepping in to cover your losses when the at-fault party cannot.
Yes. King County has repealed its mandatory helmet law. More importantly, a driver’s negligence isn’t erased because a cyclist wasn’t wearing a helmet. While the insurance company might try to argue it worsened your injuries, it doesn’t change the fact that the driver caused the collision.
You could have a claim against the government body responsible for road maintenance, like the City of Redmond or the state. These claims operate under different rules and have much shorter deadlines for filing an official notice. It is critical to act quickly and get legal advice in these situations.
After a bicycle accident, it’s easy to doubt yourself. Maybe the insurance adjuster hinted that your injuries aren’t worth much, or that their first offer is the best you’ll get.
That’s what the insurance company wants you to think. Our job is to make sure the facts decide what your case is worth.
At Narwal Injury Law, we investigate every detail, build your case from the ground up, and push for the maximum recovery available under Washington law. You don’t have to take the insurance company’s word for what’s fair.
Call (425) 474-2714 or reach out online for a free, no-obligation consultation with a dedicated Redmond personal injury attorney. Let’s make sure your recovery starts on your terms, not theirs.
(425) 842-8888
(360)-859-8413
(425) 842-8888