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Riding your bike through Bellingham should feel safe and freeing. One moment you’re pedaling along a familiar route, and the next, a car door swings open or a driver turns without looking. You hit the pavement hard. Your bike is mangled, your body is bruised and broken, and the driver’s insurance company is already calling with a lowball offer before you’ve even left the hospital.
You deserve better than a quick settlement that doesn’t cover your mounting medical bills or the months of work you’ll miss. At Narwal Injury Law, we understand what bicycle accident victims face in Bellingham. Our Bellingham bicycle accident lawyer knows how to fight back against insurance companies that try to blame cyclists or minimize serious injuries. We’ve seen how devastating these collisions can be, and we’re here to ensure you get every dollar you’re owed.
Hiring the right legal team after a bicycle accident can make the difference between settling for pennies and receiving full compensation for your injuries.
Gurj Narwal spent over a decade on the other side of the table. He defended government agencies and worked closely with insurance companies at the Attorney General’s Office and Seattle City Attorney’s Office. He knows every tactic insurers use to devalue claims. Now he brings that insider perspective to injured cyclists in Bellingham, Whatcom County, and throughout northwest Washington.
Most personal injury cases settle before trial, but only when the insurance company knows they’re facing a lawyer prepared to take the case all the way. Gurj prepares every bicycle accident claim as if it’s heading to court. That preparation gets results. Insurers offer fair settlements when they realize they can’t bully or lowball you.
Our Bellingham office is located right in the heart of Whatcom County, making it easy for residents to meet with us and discuss their cases. We know the local roads where bicycle accidents happen most often.
We’ve handled claims involving collisions on streets near Boulevard Park, around Western Washington University, and along the South Bay Trail. We also understand how cases move through Whatcom County Superior Court and work with local judges who hear personal injury matters.
Gurj is fluent in Punjabi and Hindi, which allows him to serve clients from diverse backgrounds throughout Bellingham and the surrounding communities. You’ll always understand what’s happening with your case, and you’ll have direct access to an attorney who genuinely cares about your recovery and your future.
When a driver hits you while biking, Washington law allows you to seek compensation for all harm suffered. This includes emergency care, surgeries, physical therapy, future medical needs, lost income, and reduced earning capacity if injuries prevent returning to work.
Property damage to your bike, helmet, and gear is also recoverable. You can claim pain and suffering for broken bones, road rash, or traumatic injuries. Narwal Injury Law helps maximize recovery by documenting damages, working with medical professionals, and proving the driver’s fault.
Insurance companies often offer more when they know your claim is fully supported. Washington gives you three years from the accident to file a lawsuit, so don’t wait and risk losing your right to compensation.
Bicycle accidents occur throughout Bellingham, with some locations seeing more collisions. Downtown, especially near Railroad Avenue and Holly Street, challenges cyclists handling heavy vehicle and pedestrian traffic.
Intersections by Bellis Fair Mall and along Guide Meridian see frequent crashes, particularly in parking lots where drivers back out without checking for cyclists. Residential areas near Western Washington University experience accidents as students ride to and from campus.
Trails and bike lanes along Whatcom Creek and the South Bay Trail are safer but still pose risks where they meet roads or parking areas. At Narwal Injury Law, we represent cyclists across Bellingham, using local knowledge to investigate scenes, prove negligence, and build strong cases whether accidents occur in parking lots, busy intersections, or neighborhood streets.
Bicycle accidents occur in several common ways. Drivers often turn right across a bike lane without looking, cutting off cyclists who have the right of way. Left-hand turns are equally dangerous when drivers misjudge a cyclist’s speed or simply don’t see them approaching. Dooring accidents happen when parked car occupants open their doors directly into a cyclist’s path. Rear-end collisions occur when distracted or speeding drivers fail to notice a bicycle ahead of them.
These collisions cause serious injuries. Common bicycle accident injuries include:
Even with a helmet, cyclists face devastating injuries because they have no protection from the impact of a multi-ton vehicle.
Insurance companies exist to make money, and they make money by paying you as little as possible. After your bicycle accident, the driver’s insurer will likely contact you quickly with a settlement offer. That first offer is almost always far below what your case is actually worth. Adjusters hope you’ll accept fast money before you understand the full extent of your injuries or consult with a lawyer.
Insurers also use tactics designed to shift blame onto you. They’ll claim you were riding too fast, not wearing visible clothing, or somehow violated traffic laws. They’ll argue that your injuries aren’t as severe as you claim or that you had pre-existing conditions. They may even delay processing your claim, hoping financial pressure will force you to settle cheap.
After receiving emergency care for your bicycle accident, follow through with all recommended treatment. Attend every doctor’s appointment, physical therapy session, and follow-up visit, as missing treatment gives insurance companies a reason to downplay your injuries.
Keep detailed records of medical bills, prescriptions, missed work, photos of injuries, and damaged bicycle gear. Note accident details, including road conditions, traffic, and the driver’s actions.
Bring this information to Narwal Injury Law, where we turn your evidence into a strong case. We organize medical records, calculate damages, negotiate with insurers, and prepare for trial if needed. While we handle deadlines, paperwork, and strategy, you focus on recovery and getting your life back on track.
You have three years from the date of your accident to file a lawsuit in Washington. Missing this deadline means losing your right to compensation forever. Call our lawyers immediately to protect your rights and ensure we have time to build the strongest possible case.
Yes. Not wearing a helmet doesn’t prevent you from pursuing a claim, though insurers may try to argue that it increased your injuries. We focus on proving the driver caused the accident through negligence or reckless driving. Your helmet status is just one factor among many, and we know how to keep the focus on the driver’s wrongful conduct.
Every case is different because every injury is unique. Your compensation depends on your medical expenses, lost income, future care needs, property damage, and pain and suffering. We evaluate all these factors to determine your case’s full value, then fight to recover every dollar you deserve. Don’t accept the insurance company’s first offer without having us review it.
Most bicycle accident cases settle before trial, but only because we prepare as if we’re going to court. Insurance companies settle fairly when they know they’re facing a trial-ready lawyer who won’t back down. If settlement negotiations fail, we’re fully prepared to present your case to a Whatcom County jury and fight for the verdict you deserve.
The insurance company won’t treat you fairly without a lawyer pushing back. Every day you wait gives insurers time to build defenses. Washington’s three-year statute of limitations may seem long, but evidence disappears, witnesses forget, and your case becomes harder to prove.
Narwal Injury Law is ready to act. Gurj Narwal uses his experience defending insurers and government entities to anticipate and counter their tactics. Every case is prepared for trial, encouraging fair settlements. You focus on healing while we handle legal work and negotiations. Call our Bellingham bicycle accident attorneys at (360) 854-3440 or contact us online. We serve Whatcom County and northwest Washington. Consultations are free, and you pay nothing unless we recover compensation.
(425) 842-8888
(360)-859-8413
(425) 842-8888